Having cash now is a bad investment as inflation continually devalues it.
Spending all cash and taking out the largest fixed rate mortgage you could get approved for about 4 years ago would have been the best move.
By pure coincidence, that's roughly what I ended up doing.
No way to predict the market accurately, but my sense is used car prices will continue to fall, and once manufacturers can meet BEV demand the used ones will further drop in price.
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