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[QUOTE=Xist;694288]Moving when we lost our lease?
"I still have $40,644.93 in checking"
If you have $40,644.93 in checking - you don't need student loans. If that is loan money you took WAY too much out and should repay way you don't need so you aren't paying interest on a loan you didn't need. Again - this is a bigger version of your COVID loan.
Using student loans to pay for living expenses is a bad idea. Before you mentioned $88,000. How do you expect to pay back $88K? - the payment WILL come due 6 months after you stop school.
$88K @ 4.5% for 10 years (standard payment plan) is $912 per month.
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