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Someone has to tell you...
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Shakespeare?
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shakespeare.mit.edu › hamlet › hamlet.1.3.html
SCENE III. A room in Polonius' house. - Massachusetts Institute of ...
Neither a borrower nor a lender be; For loan oft loses both itself and friend, And borrowing dulls the edge of husbandry. This above all: to thine ownself be true, And it must follow, as the night the day, Thou canst not then be false to any man. Farewell: my blessing season this in thee!
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Borrowing dulls the edge of husbandry, hoard silver, gold or Bitcoin instead.