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Old 12-22-2008, 11:29 PM   #26 (permalink)
cfg83's Avatar
Join Date: Dec 2007
Location: Southern California
Posts: 5,864

1999 Saturn SW2 - '99 Saturn SW2 Wagon
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90 day: 40.49 mpg (US)
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Coyote X -

Originally Posted by Coyote X View Post
A free world exists now if you are willing to drop out of the machine.

I quit charging everything and am now 100% cash only, Paid off all my debts and quit spending money on most useless stuff . I canceled everything not required to live, now my bills are ~$200 a month and I am pretty much free to do what I want.

I work 21 hours a week 32 weeks a year, I don't make a huge amount of money but I make way more than I actually need with my reduced expenses. I have turned down several jobs making 2-4x what I am currently making because it would tie me down to a 40-60 hour a week job with no time off, for no useful gain in my life.

One of my proudest achievements was when I made *less* than the year before. I got myself down to maybe 24 hours a week, the minimum to keep my health care at my job. But, they asked me to add more hours, so I eventually returned to full time. Today I have the mortgage, so that isn't an option any more, .

Both my wife and I have never had a deliberate balance on our CCs. I have only paid interest by accident. I credit that (ha ha) to having lived at home until my mid 30's, so I never had as much overhead as the "normal" American.


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