Mortgage Loan: Closed

[vacationtime247]

Considering getting a personal loan now in order to buy a trailer (mobile home) I found in Crescent City. Am I crazy for NOT wanting to get a HELOC or secured loan? Even though the APR is higher for a personal loan, I really don't want to put the house up for collateral or any of the cars. My credit score is considered A+, but the APR on a personal loan is still 10%! OUCH! Know that I would still pay it off regardless, but perhaps I'm funny about not wanting to put up collateral. What would you do and why?
VT247

[btracing]

I would not get a loan. :-)