Go Back   EcoModder Forum > Off-Topic > The Lounge
Register Now
 Register Now
 


Reply  Post New Thread
 
Submit Tools LinkBack Thread Tools
Old 06-04-2019, 05:18 PM   #11 (permalink)
Not Doug
 
Xist's Avatar
 
Join Date: Jun 2012
Location: Show Low, AZ
Posts: 12,232

Chorizo - '00 Honda Civic HX, baby! :D
90 day: 35.35 mpg (US)

Mid-Life Crisis Fighter - '99 Honda Accord LX
90 day: 34.2 mpg (US)

Gramps - '04 Toyota Camry LE
90 day: 35.39 mpg (US)

Don't hit me bro - '05 Toyota Camry LE
90 day: 30.49 mpg (US)
Thanks: 7,254
Thanked 2,231 Times in 1,721 Posts
I created a thread of snowplows mounted on bicycles and of a plow mounted on a car.

None of them were very good.

When I first started college I was looking for work and everyone told me to get a credit card to pay for my books.

As I wrote, the average person is not very smart.

  Reply With Quote
Alt Today
Popular topics

Other popular topics in this forum...

   
Old 06-04-2019, 05:31 PM   #12 (permalink)
Redneck Ecomodder
 
Join Date: Feb 2019
Location: North Dakota
Posts: 437
Thanks: 11
Thanked 91 Times in 71 Posts
Quote:
Originally Posted by Xist View Post
I created a thread of snowplows mounted on bicycles and of a plow mounted on a car.

None of them were very good.

When I first started college I was looking for work and everyone told me to get a credit card to pay for my books.

As I wrote, the average person is not very smart.
Ahh yes, I can't down you for youthful ignorance, they take advantage of that every time.

When I say a plow I'm talking about a business outfit, I want to make money with the thing. Another reason the pickup is justifiable, it can make me money.
__________________
  Reply With Quote
Old 06-04-2019, 07:09 PM   #13 (permalink)
Not Doug
 
Xist's Avatar
 
Join Date: Jun 2012
Location: Show Low, AZ
Posts: 12,232

Chorizo - '00 Honda Civic HX, baby! :D
90 day: 35.35 mpg (US)

Mid-Life Crisis Fighter - '99 Honda Accord LX
90 day: 34.2 mpg (US)

Gramps - '04 Toyota Camry LE
90 day: 35.39 mpg (US)

Don't hit me bro - '05 Toyota Camry LE
90 day: 30.49 mpg (US)
Thanks: 7,254
Thanked 2,231 Times in 1,721 Posts
I responded each and every time with "No! Credit cards are evil!"

However, I still did not have a job, so I got a credit card before I started missing assignments.
  Reply With Quote
Old 06-04-2019, 07:54 PM   #14 (permalink)
Moderator
 
Vman455's Avatar
 
Join Date: Feb 2012
Location: Urbana, IL
Posts: 1,939

Pope Pious the Prius - '13 Toyota Prius Two
Team Toyota
SUV
90 day: 51.62 mpg (US)

Tycho the Truck - '91 Toyota Pickup DLX 4WD
90 day: 22.22 mpg (US)
Thanks: 199
Thanked 1,804 Times in 941 Posts
Quote:
Originally Posted by Xist View Post
I have also had dozens of people tell me that I need to get a savings account and start putting money into it instead of aggressively paying down my credit cards.
This actually is a good idea. If you have a few hundred or even a thousand dollars squirreled away where you can't get to it easily, that can prevent your having to use a credit card to pay an unexpected bill and setting yourself back.
__________________
UIUC Aerospace Engineering
www.amateuraerodynamics.com
  Reply With Quote
Old 06-05-2019, 02:30 AM   #15 (permalink)
Not Doug
 
Xist's Avatar
 
Join Date: Jun 2012
Location: Show Low, AZ
Posts: 12,232

Chorizo - '00 Honda Civic HX, baby! :D
90 day: 35.35 mpg (US)

Mid-Life Crisis Fighter - '99 Honda Accord LX
90 day: 34.2 mpg (US)

Gramps - '04 Toyota Camry LE
90 day: 35.39 mpg (US)

Don't hit me bro - '05 Toyota Camry LE
90 day: 30.49 mpg (US)
Thanks: 7,254
Thanked 2,231 Times in 1,721 Posts
The scenario is that you already have credit card debt, so if you put money in savings, you will pay unnecessary interest.
  Reply With Quote
The Following 2 Users Say Thank You to Xist For This Useful Post:
Fat Charlie (06-09-2019), redpoint5 (06-05-2019)
Old 06-05-2019, 06:01 AM   #16 (permalink)
Human Environmentalist
 
redpoint5's Avatar
 
Join Date: Aug 2010
Location: Oregon
Posts: 12,755

Acura TSX - '06 Acura TSX
90 day: 24.19 mpg (US)

Lafawnda - CBR600 - '01 Honda CBR600 F4i
90 day: 47.32 mpg (US)

Big Yeller - Dodge/Cummins - '98 Dodge Ram 2500 base
90 day: 21.82 mpg (US)

Chevy ZR-2 - '03 Chevrolet S10 ZR2
90 day: 17.14 mpg (US)

Model Y - '24 Tesla Y LR AWD

Pacifica Hybrid - '21 Chrysler Pacifica Hybrid
90 day: 57.45 mpg (US)
Thanks: 4,317
Thanked 4,472 Times in 3,437 Posts
Ramsey method for the undisciplined, lowest cost of moving forward for the disciplined.
__________________
Gas and Electric Vehicle Cost of Ownership Calculator







Give me absolute safety, or give me death!
  Reply With Quote
Old 06-05-2019, 07:30 PM   #17 (permalink)
Moderator
 
Vman455's Avatar
 
Join Date: Feb 2012
Location: Urbana, IL
Posts: 1,939

Pope Pious the Prius - '13 Toyota Prius Two
Team Toyota
SUV
90 day: 51.62 mpg (US)

Tycho the Truck - '91 Toyota Pickup DLX 4WD
90 day: 22.22 mpg (US)
Thanks: 199
Thanked 1,804 Times in 941 Posts
Quote:
Originally Posted by Xist View Post
The scenario is that you already have credit card debt, so if you put money in savings, you will pay unnecessary interest.
The whole idea of putting money in savings--not a lot, but enough to float you through an unexpected expense--is that you then won't have to put that on your credit card when it inevitably happens and you have nothing on which to fall back, where it will generate more interest you will then have to pay. If you have another source of funding, like a family member willing to loan you money, good on you--but most people don't and would be well-served by putting something away even as they pay down their debt, as an insurance policy against unforeseen but likely expenses (of course, most people don't have the savings and aren't paying down their credit cards, but that's another story). Study after study has found that the majority of Americans don't have the funds on hand to cover a sudden $500 expense, which could easily happen to anyone at any time just due to the unpredictability of bodily accidents and medical conditions, car accidents, and weather, among other things.

You can say, those things won't happen to me because I pay attention and I'll see them coming and plan for them. But you can't plan for your appendix rupturing or someone rear-ending your car at a stoplight or a wind storm tearing up your roof. Those things come out of nowhere. (Well, actually you can plan for them--by putting away a little money just in case).
__________________
UIUC Aerospace Engineering
www.amateuraerodynamics.com
  Reply With Quote
Old 06-09-2019, 11:42 AM   #18 (permalink)
Master EcoModder
 
vskid3's Avatar
 
Join Date: Jun 2008
Location: Utah
Posts: 975

Civic DX (sold) - '97 Honda Civic DX
90 day: 34.15 mpg (US)

GTO (sold) - '04 Pontiac GTO
90 day: 22.62 mpg (US)

Green Brick (sold) - '06 Ford Escape Hybrid
90 day: 31.93 mpg (US)
Thanks: 193
Thanked 312 Times in 221 Posts
Quote:
Originally Posted by Frank Lee View Post
It's not about needs; it's about wants.
And wanting a vehicle capable of fulfilling needs that only come up a couple times a year.

My sister and her husband were recently shopping for a new (used) car. They don't have any kids yet, but they wanted a vehicle big enough for when family comes to visit and for bulky purchases like furniture, situations that'll likely only happen a handful of times a year. I tried talking her into something like a Camry or Accord and just rent or borrow a bigger vehicle as needed. They ended up getting a 2007 Honda Pilot 4WD, which is capable of 20mpg highway.
__________________


Camry Thread
E-Bike Thread
  Reply With Quote
Old 06-09-2019, 12:40 PM   #19 (permalink)
Not Doug
 
Xist's Avatar
 
Join Date: Jun 2012
Location: Show Low, AZ
Posts: 12,232

Chorizo - '00 Honda Civic HX, baby! :D
90 day: 35.35 mpg (US)

Mid-Life Crisis Fighter - '99 Honda Accord LX
90 day: 34.2 mpg (US)

Gramps - '04 Toyota Camry LE
90 day: 35.39 mpg (US)

Don't hit me bro - '05 Toyota Camry LE
90 day: 30.49 mpg (US)
Thanks: 7,254
Thanked 2,231 Times in 1,721 Posts
Let it be known that I hereby bestow upon Vskid3 the Outstanding Achievement in the Field of Trying award!

  Reply With Quote
Old 06-09-2019, 01:48 PM   #20 (permalink)
Master EcoModder
 
mpg_numbers_guy's Avatar
 
Join Date: Feb 2018
Location: VA
Posts: 1,372

Toby - '13 Toyota Prius C
Team Toyota
90 day: 63.99 mpg (US)

Daz - '15 Mazda 3 iTouring w/ Tech Package
Team Mazda
90 day: 38.2 mpg (US)
Thanks: 324
Thanked 483 Times in 368 Posts
Quote:
Originally Posted by vskid3 View Post
And wanting a vehicle capable of fulfilling needs that only come up a couple times a year.

My sister and her husband were recently shopping for a new (used) car. They don't have any kids yet, but they wanted a vehicle big enough for when family comes to visit and for bulky purchases like furniture, situations that'll likely only happen a handful of times a year. I tried talking her into something like a Camry or Accord and just rent or borrow a bigger vehicle as needed. They ended up getting a 2007 Honda Pilot 4WD, which is capable of 20mpg highway.
Should've gotten a Sienna, capable of 30 MPG highway lol!

My family used the passenger and storage capacity in that van pretty regularly until I got my own car and began driving myself places. Then the vehicle was too large, and a whitetail deer decided it was time for the family to upgrade to a Prius. Double the fuel economy and still has plenty of storage when it's needed.

Bigger is not always better.

__________________
2013 Toyota Prius C 2 (my car)


2015 Mazda 3 iTouring Hatchback w/ Tech Package (wife's car)
  Reply With Quote
Reply  Post New Thread






Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2024, vBulletin Solutions Inc.
Content Relevant URLs by vBSEO 3.5.2
All content copyright EcoModder.com