Quote:
Originally Posted by bryn
my insurance company puts deer strikes, hail damage, etc. down as "acts of god" might be NY law but they can't penalize you for them through price hikes or fees if i recall correctly
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I believe that is US law, but I do know it is set in Ohio. It is no fault, and doesn't increase the rates, but if one is prone to accidents, it does add on the "cap" that one has with a company before being dropped.
Hitting a deer each week won't (or shouldn't, may vary by state) raise rates, but it will add up to your total.