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Old 02-15-2018, 11:48 PM   #1 (permalink)
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"Drain the Banks."

I keep seeing ads for something called Breathe Bank. Originally they just showed a young black woman smiling really big while it advertised at you. Now I see broken ads, just a bit of text, like it is supposed to scroll or change, but it did catch my attention:

Stop helping Big Banks get rich from charging you outrageous fees!

Join The Movement
Here is what we offer:

Quote:
100% fossil fuel free banking & investments
Up to 1.00% APY
Free access to every ATM in the world
No monthly service fees
10% of our revenue goes to charity
No funding of political campaigns or industry lobbying
So, they just ignore thirsty Arab farmers?! Forget these guys!

The print is not just fine, but it is grey! You only receive 1% interest on balances of $2,500 and over! https://www.aspiration.com/tyt?utm_source=tyt

Weird, but okay. The thing is that at the top of the page is:


I do not know much about The Young Turks, but when people have shared videos, it showed people from this organization ranting about politics, but not providing sources.

They do not fund political campaigns or lobby industry, but they collaborate with political groups?

I am waiting to be impressed.

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Old 02-16-2018, 01:05 AM   #2 (permalink)
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Young turks is very political.
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Old 02-16-2018, 01:29 AM   #3 (permalink)
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When companies advertise giving to charity, I immediately take a step back. I don't want them to give to charity, I want them to give me the lowest price they can (or best interest rates) and offer the best products. If I want to give to charity, then I will do so as I see fit (currently 16% of my $66k gross).

Those interest rates don't impress me compared to my local credit union, which also reimburses ATM fees and has free online bill pay and no fees.

Although I don't know much about TYT, from what I've seen they aren't so much political as loud and obnoxious; especially some old guy (why is it called young Turks?) named Jenk that cuts people off when they are talking and then proceeds to yell at them.

I agree that big banks are horrible without exception, but the solution is credit unions, not hippies.
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Old 02-16-2018, 01:33 AM   #4 (permalink)
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Quote:
Originally Posted by redpoint5 View Post
Although I don't know much about TYT, from what I've seen they aren't so much political as loud and obnoxious; especially some old guy (why is it called young Turks?) named Jenk that cuts people off when they are talking and then proceeds to yell at them.
I believe they are supposed to be "edgy."

I kept trying to find information on the charities they chose.
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Old 02-16-2018, 02:10 AM   #5 (permalink)
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Quote:
I agree that big banks are horrible without exception, but the solution is credit unions, not hippies.
Why not both? ¯\_(ツ)_/¯

Cenk Yugur is obnoxious, but Ana "I'm better than you" Kasparian is stupendously infuriating.

https://www.youtube.com/results?sear...etter+than+you
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Last edited by freebeard; 02-16-2018 at 02:17 AM.. Reason: Yugur not Yugar
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Old 02-16-2018, 03:19 AM   #6 (permalink)
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Quote:
Originally Posted by freebeard View Post
Why not both? ¯\_(ツ)_/¯

Cenk Yugur is obnoxious, but Ana "I'm better than you" Kasparian is stupendously infuriating.

https://www.youtube.com/results?sear...etter+than+you
At least hippies are harmless, and I suppose the antithesis of capitalist bankers.

This topic reminds me of Redneck Bank, which at one point in time offered the highest interest rewards checking.

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Old 02-16-2018, 04:37 AM   #7 (permalink)
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If a bank makes so much profit and pays you so little interest on their savings account, then you should buy their stock instead of keeping your money in the account.
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Old 02-16-2018, 01:21 PM   #8 (permalink)
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Quote:
At least hippies are harmless, and I suppose the antithesis of capitalist bankers.
OUR was both. I stuck with OUR Credit Union from [pretty much] it's inception in 1969 until it was shut down by goober-mint regulators. Oregon Urban & Rural — their requirement for membership was that you had to have had contact with a government agency within the last six months.

Early on they didn't report to the credit agencies and I liked that, but members started wanting to saddle themselves with mortgage debt, so they started in the 80s or 90s. I could walk in and borrow $2K on my signature. The Credit Union that inherited me* won't do that.

*Undisclosed of course, it's Internet after all.
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Old 02-16-2018, 01:50 PM   #9 (permalink)
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I moved to a credit union long ago. I'll never do business with a bank.

TYT, annoying as they are, do some good work, especially with their advocacy of getting money out of politics.
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Old 02-16-2018, 02:28 PM   #10 (permalink)
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...and, the BIBLE isn't very keen on "...money lenders..." too.

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