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Old 04-17-2020, 12:10 PM   #1 (permalink)
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Has anyone [in the U.S.] received your stimulus check? How are you going to spend it?

I am still working, just not enough. I had saved up a bit, although I still have $7,000 on a credit card, but it is at 0%. I guess that I will just pay tithing and pay down my credit card.

What about you guys?

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Old 04-17-2020, 12:17 PM   #2 (permalink)
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First!

I made a withdrawal yesterday. No joy.

I've been on a fixed income for 15 years, and I'm spending less. I called CenturyLink and dumped the third part long distance scammer. They outsource a core competency, unless you ask them not to.
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Old 04-17-2020, 12:45 PM   #3 (permalink)
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I have checked every morning and I still do not have it today--or my school paycheck.

I actually earned that one!
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Old 04-17-2020, 01:25 PM   #4 (permalink)
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My wife seized most of mine.
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Old 04-17-2020, 01:33 PM   #5 (permalink)
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If I get one, it will probably go into the stock market. I'm trying to do a bit of market timing, which I know is a fool's errand.

Longer term I'd like to start a business of some sort, probably in property development or rental properties.

I'd also like to replace the '92 jetski and trailer that was stolen about a year ago. Maybe the down economy will push prices on used toys down... and I owe my dad an ATV since I gave his to my best friend.
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Old 04-17-2020, 01:44 PM   #6 (permalink)
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You should already be back in the market like a week ago.
I put my work 401k back into large cap and it's only been down 1 day since then and already up 3%.
Probably keep it there till july or August.
May is usually not a great month for the stock market, but anything can happen this year.
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Old 04-17-2020, 01:49 PM   #7 (permalink)
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Quote:
Originally Posted by oil pan 4 View Post
You should already be back in the market like a week ago.
I put my work 401k back into large cap and it's only been down 1 day since then and already up 3%.
Probably keep it there till july or August.
May is usually not a great month for the stock market, but anything can happen this year.
Yeah, I know very little about the stock market and have no great insight into market timing. My hunch is that we are on a dead cat bounce and that things will tank again once we hit the 2nd and 3rd wave of shelter in place orders, and people realize their job loss is permanent.

Maybe I'll buy in now, ride the bounce, and try to time the fall... which I predict will be this fall.

A group of friends have made an investment game where we all take $100 and invest it. At the end of the investment period, whoever has the most profit wins the right to buy the losers a round of Scotch.

I had no interest in stock market investing until I realized the DOW had lost 1/3 of it's value in a month. Nice to jump in when you can get a discount like that. I do want to take long positions though.
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Old 04-17-2020, 04:41 PM   #8 (permalink)
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Now doesn't appear to be a bad time to be in, don't be in this fall because the virus is probably going to make a bit of a comeback and it's an election year.
Then after trump wins 4 more years the market should take off late December as long as the virus isn't killing more people than drunk drivers.
If some how Biden wins expect 4 years of typical Obama "it's technically not a recession economy" and for Bidens vp to run the country after he croaks in office.
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Old 04-17-2020, 06:42 PM   #9 (permalink)
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Biden is less than four years older. Yes, those years could be critical if he died before he is 82 years and 2 months, but there is a chance the current guy wouldn't make it either.
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Old 04-17-2020, 06:50 PM   #10 (permalink)
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I don't expect Biden to die, I expect his cognitive function to be insufficient to lead the administration. This seems like a good thing to me, as I'd rather leave the real work up to experts and just have a figurehead deliver the speeches. The vice president would be inconsequential as usual unless the POTUS actually died or was otherwise removed from office.

Regarding Trump, I didn't want him to be POTUS during the campaign (even less wanted Hillary), but have surprisingly become accustomed to vindictive behavior from the commander in chief. Some of that has turned out to be an asset, for instance with how we stand up against China or N Korea. I trust that Trump would act in the interest of the US more than other recent contenders. Since I don't follow politics, I'm at a loss to enumerate the policies Trump has gotten wrong so far (though I'm sure there are some). I'd sure miss all the LOLs I get from trolling the MSM. I don't think Biden would be quick enough to expose the "news" as the idiots they are.

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