08-25-2014, 05:41 PM
|
#1 (permalink)
|
|
EcoModding Lurker
Join Date: Apr 2013
Location: East Tenn
Posts: 19
Thanks: 23
Thanked 3 Times in 3 Posts
|
Electric conversion car insurance - Not
JC Taylor will not insure electric conversions - if they are not pretty enough.
My insurance agent can get it insured "if" it will go over 55 mph. (Not with 72v)
Hagerty will not insure - period!
How are you guys doing it? If I lie about the modification, no problem. Being punished for telling the truth?
Any suggestions?
|
|
|
|
 Today
|
|
|
|
Other popular topics in this forum...
|
|
|
|
|
08-25-2014, 06:48 PM
|
#2 (permalink)
|
|
Master EcoModder
Join Date: May 2012
Location: USA
Posts: 2,643
Thanks: 1,502
Thanked 279 Times in 229 Posts
|
Geico makes you fill out a modification form, but I dont own an ev.  |
|
|
|
|
The Following User Says Thank You to Cobb For This Useful Post:
|
|
|
08-25-2014, 06:52 PM
|
#3 (permalink)
|
|
Kraig Schultz
Join Date: May 2012
Location: Grand Haven, Michigan
Posts: 17
Thanks: 0
Thanked 9 Times in 6 Posts
|
My motorycle a total custom build. My insurance carrier (AAA) would not insure it at all. I insure with Progressive.
__________________
Kraig Schultz
Looking for New Ideas
|
|
|
|
|
The Following User Says Thank You to ElectricRider66 For This Useful Post:
|
|
|
08-25-2014, 07:39 PM
|
#4 (permalink)
|
|
PaulH
Join Date: Feb 2008
Location: Maricopa, AZ (sort of. Actually outside of town)
Posts: 3,832
Thanks: 1,362
Thanked 1,202 Times in 765 Posts
|
My approach wasn't to lie, so much as to withhold. Thankfully I was never in a wreck.
|
|
|
|
|
The Following 2 Users Say Thank You to MPaulHolmes For This Useful Post:
|
|
|
08-25-2014, 09:36 PM
|
#5 (permalink)
|
|
Master EcoModder
Join Date: May 2012
Location: USA
Posts: 2,643
Thanks: 1,502
Thanked 279 Times in 229 Posts
|
I was in an accident that was the other guys fault. The insurance adjuster asked me what the custom parts cost and was just going to pay me the difference and I do the labor. His insurance turned out to drag their feet to the point the body shop was going to impound my car and auction it off. I got my insurance involved to fix it. They reimburse me for receipts as I replaced my custom parts, but I was out the labor and had to do it myself.
|
|
|
|
|
The Following User Says Thank You to Cobb For This Useful Post:
|
|
|
08-25-2014, 10:05 PM
|
#6 (permalink)
|
|
Batman Junior
Join Date: Nov 2007
Location: 1000 Islands, Ontario, Canada
Posts: 22,530
Thanks: 4,078
Thanked 6,978 Times in 3,613 Posts
|
Here in Ontario, I ran into a few dead ends cold-calling various companies direct. Then I went to a broker, explained the situation, and within a few days had a policy quote that seemed fair to me.
Probably cost a bit more (the broker has to get paid) but it was worth it. And worth it to the broker, too... she got the business for my ICE car too.
|
|
|
|
|
The Following User Says Thank You to MetroMPG For This Useful Post:
|
|
|
08-25-2014, 10:31 PM
|
#7 (permalink)
|
|
EcoModding Apprentice
Join Date: Oct 2008
Location: up north
Posts: 196
Thanks: 4
Thanked 34 Times in 26 Posts
|
If you fib a little, or a lot, or at all, you effectively nullify your insurance in the event that you ever really need it.
It sucks, but that's how it is.
Your insurance company is not your friend. They will not bend the rules to help you out of a tight spot, no matter how warm and fuzzy their commercials are.
They dream, (and train their claims people) of finding ways to deny your claim.
__________________
2004 VW TDI PD on bio
want to build 150 mpg diesel streamliner.
|
|
|
|
|
The Following User Says Thank You to solarguy For This Useful Post:
|
|
|
08-26-2014, 01:12 AM
|
#8 (permalink)
|
|
Master EcoModder
Join Date: Jan 2008
Location: Western Wisconsin
Posts: 3,903
Thanks: 867
Thanked 434 Times in 354 Posts
|
Progressive is the only company that I found that would insure any of my electric vehicles, stock electric car, home converted electric motorcycle.
Both should have been able to be insured by Hagarty, but they mailed me back the check after the local agent said it was good to go.... twice.
|
|
|
|
|
The Following User Says Thank You to Ryland For This Useful Post:
|
|
|
08-26-2014, 08:21 PM
|
#9 (permalink)
|
|
Corporate imperialist
Join Date: Jul 2011
Location: NewMexico (USA)
Posts: 11,266
Thanks: 273
Thanked 3,569 Times in 2,833 Posts
|
Any one have an electric convert on USAA?
__________________
1984 chevy suburban, custom made 6.5L diesel turbocharged with a Garrett T76 and Holset HE351VE, 22:1 compression 13psi of intercooled boost.
1989 firebird mostly stock. Aside from the 6-speed manual trans, corvette gen 5 front brakes, 1LE drive shaft, 4th Gen disc brake fbody rear end.
2011 leaf SL, white, portable 240v CHAdeMO, trailer hitch, new batt as of 2014.
|
|
|
|
|
08-26-2014, 08:37 PM
|
#10 (permalink)
|
|
EcoModding Lurker
Join Date: Apr 2013
Location: East Tenn
Posts: 19
Thanks: 23
Thanked 3 Times in 3 Posts
|
I'm going to add a couple of batteries. I can get 53mph out of my 72 volts - 4000 lb car. So two more batteries should get me over 55 mph which is the requirement for Progressive. Local agent will be hooking me up with them once I get the 55mph.
|
|
|
|
|
