Go Back   EcoModder Forum > EcoModding > Fossil Fuel Free
Register Now
 Register Now
 

Reply  Post New Thread
 
Submit Tools LinkBack Thread Tools
Old 08-25-2014, 04:41 PM   #1 (permalink)
EcoModding Lurker
 
Join Date: Apr 2013
Location: East Tenn
Posts: 19
Thanks: 23
Thanked 3 Times in 3 Posts
Electric conversion car insurance - Not

JC Taylor will not insure electric conversions - if they are not pretty enough.

My insurance agent can get it insured "if" it will go over 55 mph. (Not with 72v)

Hagerty will not insure - period!

How are you guys doing it? If I lie about the modification, no problem. Being punished for telling the truth?

Any suggestions?

  Reply With Quote
Alt Today
Popular topics

Other popular topics in this forum...

   
Old 08-25-2014, 05:48 PM   #2 (permalink)
Master EcoModder
 
Join Date: May 2012
Location: USA
Posts: 2,643
Thanks: 1,502
Thanked 279 Times in 229 Posts
Geico makes you fill out a modification form, but I dont own an ev.
  Reply With Quote
The Following User Says Thank You to Cobb For This Useful Post:
RobW (08-25-2014)
Old 08-25-2014, 05:52 PM   #3 (permalink)
Kraig Schultz
 
ElectricRider66's Avatar
 
Join Date: May 2012
Location: Grand Haven, Michigan
Posts: 17

Delta-11 Prototype - '11 Delta 11
Last 3: 369.72 mpg (US)

Green MiniVan - '94 Plymouth Grand Voyager SE
90 day: 20.87 mpg (US)

Electric Festiva - '90 Ford Festiva L
90 day: 126.84 mpg (US)

2015 Nissan Leaf SV - '15 Nissan Leaf SV
90 day: 112.24 mpg (US)
Thanks: 0
Thanked 9 Times in 6 Posts
My motorycle a total custom build. My insurance carrier (AAA) would not insure it at all. I insure with Progressive.
__________________
Kraig Schultz
Looking for New Ideas
  Reply With Quote
The Following User Says Thank You to ElectricRider66 For This Useful Post:
RobW (08-25-2014)
Old 08-25-2014, 06:39 PM   #4 (permalink)
PaulH
 
MPaulHolmes's Avatar
 
Join Date: Feb 2008
Location: Maricopa, AZ (sort of. Actually outside of town)
Posts: 3,832

Michael's Electric Beetle - '71 Volkswagen Superbeetle 500000
Thanks: 1,368
Thanked 1,202 Times in 765 Posts
My approach wasn't to lie, so much as to withhold. Thankfully I was never in a wreck.
__________________
kits and boards
  Reply With Quote
The Following 2 Users Say Thank You to MPaulHolmes For This Useful Post:
Cobb (08-25-2014), RobW (08-25-2014)
Old 08-25-2014, 08:36 PM   #5 (permalink)
Master EcoModder
 
Join Date: May 2012
Location: USA
Posts: 2,643
Thanks: 1,502
Thanked 279 Times in 229 Posts
I was in an accident that was the other guys fault. The insurance adjuster asked me what the custom parts cost and was just going to pay me the difference and I do the labor. His insurance turned out to drag their feet to the point the body shop was going to impound my car and auction it off. I got my insurance involved to fix it. They reimburse me for receipts as I replaced my custom parts, but I was out the labor and had to do it myself.
  Reply With Quote
The Following User Says Thank You to Cobb For This Useful Post:
RobW (08-26-2014)
Old 08-25-2014, 09:05 PM   #6 (permalink)
Batman Junior
 
MetroMPG's Avatar
 
Join Date: Nov 2007
Location: 1000 Islands, Ontario, Canada
Posts: 22,513

Blackfly - '98 Geo Metro
Team Metro
Last 3: 70.09 mpg (US)

MPGiata - '90 Mazda Miata
90 day: 52.71 mpg (US)

Even Fancier Metro - '14 Mitsubishi Mirage top spec
90 day: 70.75 mpg (US)

Appliance car - '14 Mitsubishi Mirage ES (base)
90 day: 60.16 mpg (US)
Thanks: 4,058
Thanked 6,957 Times in 3,602 Posts
Here in Ontario, I ran into a few dead ends cold-calling various companies direct. Then I went to a broker, explained the situation, and within a few days had a policy quote that seemed fair to me.

Probably cost a bit more (the broker has to get paid) but it was worth it. And worth it to the broker, too... she got the business for my ICE car too.
__________________
Project MPGiata! Mods for getting 50+ MPG from a 1990 Miata
Honda mods: Ecomodding my $800 Honda Fit 5-speed beater
Mitsu mods: 70 MPG in my ecomodded, dirt cheap, 3-cylinder Mirage.
Ecodriving test: Manual vs. automatic transmission MPG showdown



EcoModder
has launched a forum for the efficient new Mitsubishi Mirage
www.MetroMPG.com - fuel efficiency info for Geo Metro owners
www.ForkenSwift.com - electric car conversion on a beer budget
  Reply With Quote
The Following User Says Thank You to MetroMPG For This Useful Post:
RobW (08-26-2014)
Old 08-25-2014, 09:31 PM   #7 (permalink)
EcoModding Apprentice
 
Join Date: Oct 2008
Location: up north
Posts: 196
Thanks: 4
Thanked 34 Times in 26 Posts
If you fib a little, or a lot, or at all, you effectively nullify your insurance in the event that you ever really need it.

It sucks, but that's how it is.

Your insurance company is not your friend. They will not bend the rules to help you out of a tight spot, no matter how warm and fuzzy their commercials are.


They dream, (and train their claims people) of finding ways to deny your claim.
__________________
2004 VW TDI PD on bio

want to build 150 mpg diesel streamliner.
  Reply With Quote
The Following User Says Thank You to solarguy For This Useful Post:
RobW (08-26-2014)
Old 08-26-2014, 12:12 AM   #8 (permalink)
Master EcoModder
 
Ryland's Avatar
 
Join Date: Jan 2008
Location: Western Wisconsin
Posts: 3,903

honda cb125 - '74 Honda CB 125 S1
90 day: 79.71 mpg (US)

green wedge - '81 Commuter Vehicles Inc. Commuti-Car

Blue VX - '93 Honda Civic VX
Thanks: 867
Thanked 433 Times in 353 Posts
Progressive is the only company that I found that would insure any of my electric vehicles, stock electric car, home converted electric motorcycle.

Both should have been able to be insured by Hagarty, but they mailed me back the check after the local agent said it was good to go.... twice.
  Reply With Quote
The Following User Says Thank You to Ryland For This Useful Post:
RobW (08-26-2014)
Old 08-26-2014, 07:21 PM   #9 (permalink)
Corporate imperialist
 
oil pan 4's Avatar
 
Join Date: Jul 2011
Location: NewMexico (USA)
Posts: 11,175

Sub - '84 Chevy Diesel Suburban C10
SUV
90 day: 19.5 mpg (US)

camaro - '85 Chevy Camaro Z28

Riot - '03 Kia Rio POS
Team Hyundai
90 day: 30.21 mpg (US)

Bug - '01 VW Beetle GLSturbo
90 day: 26.43 mpg (US)

Sub2500 - '86 GMC Suburban C2500
90 day: 11.95 mpg (US)

Snow flake - '11 Nissan Leaf SL
SUV
90 day: 141.63 mpg (US)
Thanks: 269
Thanked 3,520 Times in 2,794 Posts
Any one have an electric convert on USAA?
__________________
1984 chevy suburban, custom made 6.5L diesel turbocharged with a Garrett T76 and Holset HE351VE, 22:1 compression 13psi of intercooled boost.
1989 firebird mostly stock. Aside from the 6-speed manual trans, corvette gen 5 front brakes, 1LE drive shaft, 4th Gen disc brake fbody rear end.
2011 leaf SL, white, portable 240v CHAdeMO, trailer hitch, new batt as of 2014.
  Reply With Quote
Old 08-26-2014, 07:37 PM   #10 (permalink)
EcoModding Lurker
 
Join Date: Apr 2013
Location: East Tenn
Posts: 19
Thanks: 23
Thanked 3 Times in 3 Posts
I'm going to add a couple of batteries. I can get 53mph out of my 72 volts - 4000 lb car. So two more batteries should get me over 55 mph which is the requirement for Progressive. Local agent will be hooking me up with them once I get the 55mph.

  Reply With Quote
Reply  Post New Thread


Thread Tools




Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2024, vBulletin Solutions Inc.
Content Relevant URLs by vBSEO 3.5.2
All content copyright EcoModder.com