View Poll Results: How much do you pay per month for one car? (USD)
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$1-$50
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7 |
33.33% |
$50-$75
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9 |
42.86% |
$75-$125
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3 |
14.29% |
$125-$150
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1 |
4.76% |
$150-$200
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0 |
0% |
$200-$250
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1 |
4.76% |
$300+
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0 |
0% |
02-18-2012, 10:28 PM
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#1 (permalink)
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EcoModding Lurker
Join Date: Feb 2012
Location: Canada
Posts: 14
Thanks: 0
Thanked 0 Times in 0 Posts
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How much do pay for INSURANCE per month?
How much do you guys pay for insurance per month?
Here I get charged $220 per month for two way insurance with the NO features. Such as: no rental car, $2000 deductible, no windshield coverage, no theft coverage, no hail or water coverage, no first accident forgiveness, zero tolerance for any ticket (they will drop your policy or raise it 2x) etc.
This is with no tickets, no crashes, high end area, no suspensions and 14 years driving with a full license.
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Today
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02-18-2012, 10:30 PM
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#2 (permalink)
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Master EcoModder
Join Date: Oct 2011
Location: Windsor ON Canada
Posts: 373
Thanks: 21
Thanked 37 Times in 32 Posts
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Gotta love Ontario
About 100 / car / month. No coverage, just basic insurance with the highest deductable. Clean record, full license with 12 years experience
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02-18-2012, 10:44 PM
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#3 (permalink)
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(:
Join Date: Jan 2008
Location: up north
Posts: 12,762
Thanks: 1,585
Thanked 3,555 Times in 2,218 Posts
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Lotta crashes in Ontario?
I pay $16/mo and I think the local drivers are bad.
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02-18-2012, 11:06 PM
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#4 (permalink)
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Master EcoModder
Join Date: Jan 2008
Location: Western Wisconsin
Posts: 3,903
Thanks: 867
Thanked 434 Times in 354 Posts
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I was a little shocked to see the first choice at $1-50 because I'm closer to what frank is paying, I pay $33 per month for two cars, my civic vx has full coverage with a $500 deductible and that coverage includes theft, hail and anything else I feel like reporting as long as I pay the first $500 and although I've had my motorcycle license starting when I turned 18, I've only had a license to drive a car for the last 7 years, and in that time an accident that was my fault and one that was not.
Here most home owners insurance will not insure you without auto insurance because the auto insurance is how they make their money.
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02-18-2012, 11:30 PM
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#5 (permalink)
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Pishtaco
Join Date: Jun 2009
Location: Bay Area, California
Posts: 1,485
Thanks: 56
Thanked 286 Times in 181 Posts
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I pay $37/month for full coverage on my 6 year old car, which is/was the third most likely vehicle to be ticketed. That's not too bad for driving in the Bay Area. Of course, the last ticket I received was nearly 30 years ago.
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Darrell
Boycotting Exxon since 1989, BP since 2010
Have you ever noticed that anybody driving slower than you is an idiot, and anyone going faster than you is a maniac? George Carlin
Mean Green Toaster Machine
49.5 mpg avg over 53,000 miles. 176% of '08 EPA
Best flat drive 94.5 mpg for 10.1 mi
Longest tank 1033 km (642 mi) on 10.56 gal = 60.8 mpg
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02-19-2012, 12:18 AM
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#6 (permalink)
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Master EcoModder
Join Date: Dec 2011
Location: New Zealand
Posts: 5,096
Thanks: 2,907
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I'm 22 and I rolled through a stop sign a few years back, so I don't have a completely clean record. I'm paying around $700 a year, so that's about $60 a month.
I live in Florida and I have minimal coverage.
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02-19-2012, 01:17 AM
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#7 (permalink)
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Master EcoModder
Join Date: Oct 2011
Location: Windsor ON Canada
Posts: 373
Thanks: 21
Thanked 37 Times in 32 Posts
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Quote:
Originally Posted by Frank Lee
Lotta crashes in Ontario?
I pay $16/mo and I think the local drivers are bad.
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It's not that, it's kind of our tax system, pay high taxes and get free basic healthcare. It's so high because it covers a lot of different things, like if you hurt or kill someone.
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02-19-2012, 01:46 AM
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#8 (permalink)
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Master EcoModder
Join Date: Feb 2012
Location: Missouri
Posts: 540
Thanks: 30
Thanked 190 Times in 110 Posts
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I pay about $53 a month for minimum coverage for my Civic. I am considering shopping around now that I see people paying a lot less. I have only one ticket over 3 years ago and thats my entire record.
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02-19-2012, 09:16 AM
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#9 (permalink)
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EcoModding Lurker
Join Date: Oct 2011
Location: MO.
Posts: 71
Thanks: 0
Thanked 4 Times in 3 Posts
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i pay 21 with 0 dedectible, and im one higher then minimum, and also have comp.
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02-19-2012, 11:42 AM
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#10 (permalink)
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Master EcoModder
Join Date: Oct 2011
Location: Los Angeles
Posts: 588
Thanks: 59
Thanked 59 Times in 47 Posts
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Eww, don't ask.
High rate of theft, vandalism, moving violations, accidents, etc. (I'm talking about the car.)
I have: A near perfect driving history (17 years), with one moving violation (over 10 years ago), and 0 culpability in any accidents (been rear ended thrice, only reported twice... and sideswiped once). I pay: ~$150/month.
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