Good point ttoyoda. However, thankfully, they did not seek medical costs from my GF, in fact, the kids were fine, thank god.
Here's a pic of what the other driver did to the van she was driving (and to answer your question it was /their/ car, not her property and she is listed as an insured driver under their policy for this vehicle):
Claims have already gone through she is getting reimbursed tomorrow. Good news is she just jarred her rotator cup which cause some swelling and inflammation. She's on anti-inflammatory pills and some muscle relaxers. She's going to be just fine.
Plane tickets have been bought, she's moving in on the 26th, I can't wait for her to get her butt over here. She's tired of vegas lol.