01-13-2011, 04:46 AM
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#11 (permalink)
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Junkyard Engineer
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Quote:
Originally Posted by Frank Lee
Whoa. I have Progressive too. What a difference. Ya know, I delivered back in my college days... never told the ins. co. anything about delivering...
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You are just lucky you never got caught. I have done it for 15 years and had a few accidents on the clock. One resulted in my franchisee getting slapped with a lawsuit. I was quite happy that I had the right insurance at that point. Also, NOT telling them can be construed as insurance fraud and result in any claim-on or off the clock- being denied by the insurer. Remember that any false data given to the insurance company is grounds for denial of claims and immediate cancellation.
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No green technology will ever make a substantive environmental impact until it is economically viable for most people to use it. This must be from a reduction in net cost of the new technology, not an increase in the cost of the old technology through taxation
(Note: the car sees 100% city driving and is EPA rated at 37 mpg city)
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01-13-2011, 08:15 AM
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#12 (permalink)
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Master EcoModder
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I don't think you are going to save money with an early hybrid Jim. The B13 Sentra (91-94) is an exceptional car, if you can find one that is in good shape. Of course the insurance cost is s huge factor.
That's more for insurance than my car and my home property taxes, Jeez.
regards
Mech
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01-13-2011, 10:04 AM
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#13 (permalink)
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Batman Junior
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Quote:
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For my 1998 Frontier the cost is right around $1,000 a year. For the Metro it is $2500 a year.
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For liability?
I'm confused. |
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01-13-2011, 11:35 AM
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#14 (permalink)
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Work In Progress
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MetroMPG, you are correct. The $2500 a year for insuring the Geo Metro and $1000 a year for insuring the Frontier is for liablity only.
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01-13-2011, 12:17 PM
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#15 (permalink)
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Junkyard Engineer
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Quote:
Originally Posted by Old Mechanic
I don't think you are going to save money with an early hybrid Jim. The B13 Sentra (91-94) is an exceptional car, if you can find one that is in good shape. Of course the insurance cost is s huge factor.
That's more for insurance than my car and my home property taxes, Jeez.
regards
Mech
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Insurance in Florida is completely out of control. Most homeowner's insurance is sold through Citizen's-which is run by the state- because major insurance companies will not touch it. Properly insured for wind storm, flood and fire/theft my house would run me $3-5k a year ( my home is not properly insured. The insurance only covers the mortgage). This is a house that has 1,000 square feet and a value of maybe $75-80k on a good day and $55k on a bad one. It's part of the reason I want out of this state. The taxes are low but the insurance is outrageous.
__________________
No green technology will ever make a substantive environmental impact until it is economically viable for most people to use it. This must be from a reduction in net cost of the new technology, not an increase in the cost of the old technology through taxation
(Note: the car sees 100% city driving and is EPA rated at 37 mpg city)
Last edited by Jim-Bob; 01-13-2011 at 01:18 PM..
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01-13-2011, 12:47 PM
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#16 (permalink)
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Administrator
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How can your Frontier cost WAY less than your Metro?
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01-13-2011, 01:13 PM
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#17 (permalink)
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Junkyard Engineer
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Quote:
Originally Posted by Daox
How can your Frontier cost WAY less than your Metro?
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It's $1500 a year cheaper. Why? Well, for the answer to that you have to see the crash tests. The Frontier with ABS and dual air bags is far less likely to cause injury to it's occupants than a car that the government considered a safety concern in the days before the offset frontal crash test. I knew it would be more expensive, just not THAT MUCH more expensive. The odd thing is that for non-business insurance the difference in cost is only about 20%. Why it is 150% more for business insurance is beyond me. All I know is that in the future I will be consulting my insurance agent long before I shop for a car.
__________________
No green technology will ever make a substantive environmental impact until it is economically viable for most people to use it. This must be from a reduction in net cost of the new technology, not an increase in the cost of the old technology through taxation
(Note: the car sees 100% city driving and is EPA rated at 37 mpg city)
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01-13-2011, 01:17 PM
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#18 (permalink)
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Junkyard Engineer
Join Date: Dec 2010
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At any rate, does anyone have an answer to the original question posed? The insurance thing is not going to be solved as I have already exhausted my options there.
__________________
No green technology will ever make a substantive environmental impact until it is economically viable for most people to use it. This must be from a reduction in net cost of the new technology, not an increase in the cost of the old technology through taxation
(Note: the car sees 100% city driving and is EPA rated at 37 mpg city)
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01-13-2011, 01:27 PM
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#19 (permalink)
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Administrator
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If you're doing mostly city driving I'd go with a Prius. HSD is quite a bit superior to IMA in the city. You can find the first gens for a few thousand dollars around here. An Insight can probably keep up with the Prius MPG wise, but it'll be more work.
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01-13-2011, 02:50 PM
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#20 (permalink)
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Junkyard Engineer
Join Date: Dec 2010
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Quote:
Originally Posted by Daox
If you're doing mostly city driving I'd go with a Prius. HSD is quite a bit superior to IMA in the city. You can find the first gens for a few thousand dollars around here. An Insight can probably keep up with the Prius MPG wise, but it'll be more work.
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Doesn't the Prius allow for partial electric-only drive? If so it makes sense then. That would also allow me to do a plug in conversion for a little more electric-only range and maybe even add some solar cells to the roof for charging during the day.
I always found the Insight I to be sort of cool for being a no-compromise solution to fuel efficiency. If the Prius I makes more sense though I will start shopping for one of those instead.
__________________
No green technology will ever make a substantive environmental impact until it is economically viable for most people to use it. This must be from a reduction in net cost of the new technology, not an increase in the cost of the old technology through taxation
(Note: the car sees 100% city driving and is EPA rated at 37 mpg city)
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