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Old 11-19-2021, 11:07 AM   #21 (permalink)
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Originally Posted by JSH View Post
I've never had to do any leg work on getting a car fixed. The insurance company has always sent an adjuster that comes to the vehicle. The adjuster determines if the car is fixed or totaled and it goes from there. After that point I've been involved in choosing a shop to do the repairs but no insurance company has ever asked me to take a car to a shop in another city to get estimates for them.
You probably have a typical reputable insurance company and you're not Xist.

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Old 11-19-2021, 12:09 PM   #22 (permalink)
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You still haven't explained why everything is going through your insurance rather than the at fault insurance.

Why are you spending time and money to expedite the process when you said you've got other vehicles you could be driving? It also sounds like your Camry is perfectly drivable.

I'd just keep putting miles on it until the at fault insurance decided to total it. Then hopefully they give you a good price on buying it back.
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Old 11-19-2021, 12:12 PM   #23 (permalink)
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They offered me $4,282.68 and I refused.
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Old 11-19-2021, 01:21 PM   #24 (permalink)
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Originally Posted by Xist View Post
Don't be ridiculous! They didn't tell me to leave town! I just didn't want to wait for the place in their network to be available! ....
You shouldn't have to do anything. The adjuster should come to you. If they want to take it to a shop they should come and get it with a roll-off.

The other guy's insurance should be paying for a rental for you to drive while this is getting worked out.

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They offered me $4,282.68 and I refused.

For a car you paid $3200 for less than year ago. OK, I can see this is going to drag out. What was the buy back?
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Old 11-19-2021, 01:34 PM   #25 (permalink)
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You refused a rental because you have other vehicles you can drive, but then are determined to fix the Camry to a point of drivability at night. Doesn't sound like the logic flow chart is arranged correctly.
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Old 11-19-2021, 06:41 PM   #26 (permalink)
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Fix Auto says that it will take 5 days to repair my car. Is that how long it will take to get the parts or actual labor days?

Bumper cover: $146
Styrofoam: 62. Mine seems fine.
Reinforcement beam: 166. Mine has a dent in the middle. Oh no!
Upper reinforcement: 35. One of the brackets that I need to replace.
Outer reinforcement: 40. That's the other one!
Bumper cover support: 25. Maybe I should get this one!
Headlamp: 133
Radiator support +25%: 368.75. 9.2 hours of labor!
Hood +25%: 343.75
Hinges: 92.50
Grille: 203
Windshield washer reservoir +25%: 56.25. I have one sitting in the garage!

Parts: $1,694.25
Body labor: 1,728
Paint labor: 942
Paint supplies: 596
Miscellaneous: 5
Subtotal: 4,965.85
Tax: 184.41
Grand total: $5,150.26
Too bad you're not so likely to find a Brazilian who knows what "martelinho de ouro" means back here. That would save you a lot of money.
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Old 11-19-2021, 07:07 PM   #27 (permalink)
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Originally Posted by redpoint5
Doesn't sound like the logic flow chart is arranged correctly.
Aren't you asking a lot of Xist?
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Old 11-19-2021, 07:12 PM   #28 (permalink)
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He's put together better than most by all accounts.

I gather that Xist is generally seeking to be heard, not scrutinized, but posting on a male-tilted forum where we fix inefficiencies begs to have the details analysed for suboptimal outcomes.

I'm not sure which platform is best suited for "that's awesome" or "that sux" comments, as I never seek them out.
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Old 11-24-2021, 02:02 PM   #29 (permalink)
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USAA: "Good morning, Mr. Xist. I ran the owner retained amount. This settlement is $3,362.67."
Me: "How much is the buy-back?"
USAA: "The salvage amount is $920. This is the amount that was subtracted from the USAA retained amount. For the deductible, once I confirm the other person's policy is active, I will reimburse your deductible."
Me: "Who do I need to kiss to get this deal? "

I paid $3,200 for the car. Insurance is paying me $162.67 more than that, plus I keep the car, and I should get my $1,000 deductible back.

I paid $156 for a hood, grill, bumper cover, 3 brackets, and a headlight. I replaced the hood (and grill), 2 brackets, and headlight in the parking lot.

When I pulled the new hood it slipped through my fingers and did a backflip onto the gravel, so hold onto those tightly!

It still looks better than my old one did before the accident, except for being the wrong color.

I was exhausted, the yard closed, and it was getting dark, so I drove to my sister's house, ate dinner, and installed the bumper and other bracket in her driveway.

I had 2 headlights again!

I could legally drive at night!

I bought a new turn signal bulb, but it didn't fit the connector, and I absolutely could not figure out why. I was still leaning against my car and trying to figure out why the bulb didn't fit when they closed the store and happily went home. I started driving to a location open until midnight, but it was late, and I needed to drive home as early as possible in the morning.

That didn't happen and I kind of missed Church. I watched it on Zoom, but couldn't hear very much because I didn't bring my bluetooth adapter because it is annoying.

It turned out that I had the right bulb, but I didn't have a plug that holds the bulb in the assembly.

I wish I realized that at the junkyard! I probably could have gotten one for free!

Instead I paid $14 at the dealership, then realized that I needed a radiator cap, and somehow that was $22. Two turn signal bulbs were $8

I paid $200 for replacement parts for my car.

I am going to move my Accord, park my Camry sideways at the top of the driveway, Mom's Camry sideways at the bottom, and then park my Accord with a detached muffler back in her spot. Then I will use a winch and a tree to pull my core support back into position.

I need to fix the high beam wiring. I used butt joints and they seem to hold, but it doesn't work for some reason, so I need to find or buy more joints and redo it.

I need to polish and clear-coat the replacement headlight.

I want to repaint the hood and bumper, as well as finish repairing the dent in the trunk, but I think that I will vacuum the interior and clean the carpets first.
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Old 11-24-2021, 02:57 PM   #30 (permalink)
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Glad you reconsidered and took the payout.

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