COVFEFE might give us a break on car insurance

[Fat Charlie]

What were you thinking when you hired that management team?

[Frank Lee]

I was thinking I'd leave it to the experts?

They were there when I bought the place so I went with it.

[Fat Charlie]

Leaving important things to the experts is un-Murrican.

[Xist]

Here is a source: Auto Repair Claims Down 70% After Pandemic Lockdown

I was looking for a news site, so I clicked on Google News, and that was the top result again, so hopefully it is adequate.

[California98Civic]

Farmers Insurance just emailed me that they are cutting premiums by 25%. But I think I am going to cut Farmers, too. I think I can get better pricing. My daughter has driven for 15 months without an accident or a traffic violation of any kind.

[Xist]

How is insurance shopping going?

The highest discount that I can find is Chubb Auto Insurance offering 35%, but for all that I know Liberty and Geico are still lower with their 15% discount. This page lists many agencies and their respective discount: State Farm and other car insurance companies are giving refunds because of coronavirus — here’s how you can get your discount

[Frank Lee]

Effing State Farm finally got with the program. I'm gonna save about $12 woot woot.

[redpoint5]

I saw a wreck on the I5 Oregon/Washington bridge yesterday. No idea how people are managing to collide when there's hardly any traffic to maneuver around. Worst place to wreck too. I'm always extra cautious when crossing since there's no shoulder, so you need to be aware of escape routes if any exist. I swerved around a crate in the road there once, and I only knew I could do that because I knew in advance there was nobody next to me.

I've often thought the 10% worst drivers just shouldn't be allowed to drive. Eliminate those drivers, and you'll probably eliminate 80% of the non-impaired accidents (Pareto principle).

[wdb]

Originally Posted by redpoint5

I saw a wreck on the I5 Oregon/Washington bridge yesterday. No idea how people are managing to collide when there's hardly any traffic to maneuver around.

We had one around here where a car just drove off the side of the road and over a small cliff. No other cars around, no hazardous conditions, sunny morning. Gotta wonder.

Our insurer is going to do something about reducing our premiums, but they have to: makesureitcomplieswithstateandlocaljurisdictionsan dthattakestimewewillbeupdatingallofourcustomersasw edeterminethebestwayforward.

I'm holding my breath. Hahaha.

[redpoint5]

I mean, I do know how people manage to wreck when there's no traffic. My sister crashed while driving a straight and familiar road on a sunny day. She rolled the Camry 5 times. She was paying attention, driving the speed limit, and this was before cell phone distractions (according to my mom who was a passenger). It was all a result of losing control after over correcting what should have been a minor correction in lane position.

... brings me back to my point of eliminating the bottom 10% of drivers. My sister drives a Forerunner for safety, even though she's going to be the one causing the accident. She once rear-ended a car that was turning because "he was taking longer to turn than I was expecting".