Smashed Civic HX

[cfg83]

lovemysan -

Originally Posted by lovemysan

Sounds like they're undervaluing the car at least slightly. Does $3700 include taxes? They're supposed to pay sales tax on the value of the car also? Did you see a good chiropractor? We have "medpay" on our insurance, they paid for the last wreck/chiropractor visits no questions asked. You should at least get what you paid for the car. I bought my car well under book and I would expect book retail value, it was my hard work and shopping patience that got the deal. I spent 6 weeks looking for a car like the saturn, I expect to be compensated.

That's a good point. In 1987-ish, I got a "second Karmann Ghia" after I totaled my Dad's. It lasted maybe 2 months before the engine caught fire and it melted by the side of the road. I told the insurance company what I paid, and they just reimbursed me that amount, no questions asked. The car was NOT worth what I paid for it, but I think that because it was a recent purchase, the "amount paid" was the only thing that counted.

CarloSW2

[TestDrive]

Originally Posted by Red

You might want to show your insurance company some ads of comparable HXs to prove the value of the car. Plus any receipts of any work you had done on the car as well.

Repairable Dealers

It's worth asking your buddies and local repair shops about any they know about. You can also try googling for 'repairable' plus YOUR STATE NAME

If you take a check for your car from the insurance company, they will auction it off - most likely to one of these dealers - and the dealer will either repair the car, scrap it out for parts or just turn around and sell it at a profit. The car is worth what one of these guys would sell it for!

• Repairable Dealer Example 1
• Repairable Dealer Example 2
• Repairable Dealer List

On line Salvage/Repo Auctions

These are MUCH harder to find - especially ones where you don't have to pay a fee and where they show completed auction results. Search terms: "salvage auction", "salvage pool", "repo auction"

• Example of an On-line Salvage Auction

Some on-line localisable (is that a word) used car ads

• Completed Auctions on eBay
• Buy Cars Online, New & Used Car Search, Auto Classifieds
• Used Car Classifieds - Find & Buy Used Cars Online at InternetAutoGuide.com
• AutoTrader.com - Buy Used Cars, New Cars, and Certified Cars
• New Cars, Used Cars For Sale, Buy & Sell - LemonFree.Com
• Cars For Sale - Lycos Classifieds
• Used Cars | Search Used Cars For Sale In Auto Classifieds - Motor Trend Magazine
• Used Cars, Used Trucks & SUVs, Used Cars for Sale - Auto Mart
• carsHQ: Advanced Search
• Used cars for sale with free CARFAX Vehicle History Reports

Local Classifieds

Check for your local news paper on line and ask around.

• craigslist

[doug684]

Would you be interested in selling just the rims (assuming they are the hx rims)? I just picked up a 99 Civic Hatchback and would love some hx rims.

[Ford Man]

Another possible option is get the insurance company to make you an offer if they get the car and then an offer and you keep the car then you could sell it for whatever you could get or repair it as you were financially able. I know my dad had a car get rear ended about 30 years ago, it was a 1968 Mercury Montego and the insurance company offered him $650 for the car or $550 and he could keep the car. He took the option of $550 and keeping the car and just continued to drive it as a everyday work car in its present condition. I would say he put somewhere between 50-100K miles on it after it was totaled and then ended up selling it for $100 several years later so he still got his $650 out of it plus several years of service from it.

[thebrad]

If we were closer I'd be willing to buy it, any interested in selling the dashboard clock?

[swoody]

Where in IN are you? I live just outside of Chicago, and might be interested in buying it off of you. I do agree that the insurance company is quoting you a very low price, but I could probably use the engine, rims, computer, etc. and swap it into my 2000 Civic DX. Do you guys know offhand whether the HX motor would bolt up directly to the DX tranny? or would I have to replace it with a CVT anyways?

[thebrad]

If your car is automatic you will have to stick with the HX's CVT, if you're manual your transmission should bolt up but the gearing won't be ideal. The CX and HX manual transmissions shared the same gearing, I don't think that was the case for the DX and higher trims.

Also, I think you would have to get another ECU if you are swapping into a manual car.

[Spinall4]

If you still have the wheels I'm interested in them as well.

[BlackDeuceCoupe]

Originally Posted by GregM

Unfortunately, I have a smashed 1999 Civic HX for sale...

Insurance is wanting to give me $1150 for it, and I don't think I have the money to repair it (unfortunately).

Dude, they're low-balling you BIG TIME!

A few months ago, my '00 HX was rear-ended by a Chevy Tahoe doing an estimated 85 MPH - no attempt to slow down, no brakes, no nothing... $7800 in damage to my ride, e.g. 'totaled' - almost killed me!

I had almost 200k on the speedo (80% more than average according to industry figures). That adjusted the payout downwardly by $1500, but I still ended up getting a check for $5400, after some haggling. The original figure was $4000ish, but I told them to 'pound salt'.

The thing is - upon discovery - the insurance company didn't even know what a CiViC HX was! The adjuster had never seen one before and they didn't have ANY figures in their database for HXs - just CX, DX, EX, yada, yada, yada.

Sooo, they told me, if I could PROVE their figure was low, they would reconsider the settlement figure. They suggested I furnish them with some current HX prices, so I got online and did a search for '99-'00 CiViC HXs.

LoL!

HXs are scarce as hen's teeth. I had to expand the search to 1000 miles - From Texas to Cali - to find 10 HXs, and they ranged from $7k-$10k. None of them had as many miles as mine (which cost me dearly, as stated above) but the insurer ended up adjusting the settlement upwardly by $1500 - which is MORE than the total amount they're offering you.

Bottom line: Assuming you don't have a $5000 deductible, or whatever, you're getting shafted!!!

[BlackDeuceCoupe]

Originally Posted by smwoodruff0908

Do you guys know offhand whether the HX motor would bolt up directly to the DX tranny?

No problem!

Everything on CiViCs is interchangable...

My HX had a D16Y5 (115 HP/45 MPG) motor/tranny in it, but I swapped it for a B16A2 (160-170 HP/41 MPG). It's a drop-in -- highly recommended!

BTW, those HX rims are worth $200-$400 depending on their condition (no curb rash, etc)