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Old 02-03-2019, 11:27 AM   #4801 (permalink)
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It isn't a matter of all or nothing, but of choices. No freeloading luxuries, but providing the necessities for existence.
Unemployment benefit keeps you alive and able to follow a course to get a different job (from personal experience). If I hadn't I would have lost the benefit after some time. But it helped me get working again and I'm happy to pay that back through taxes.

Sorry for you if you feel your government is inept in making this work sensibly. But that has nothing to do with Europe.

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Old 02-03-2019, 01:06 PM   #4802 (permalink)
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US healthcare has the worst aspects of both free markets and socialism. The most expensive place to be seen is the emergency room, yet our laws say that anyone visiting an ER cannot be turned away. That means everyone without health insurance visits the ER for minor things. Something like 5% of ER visits are appropriate for the ER.

We don't have enough skin in the game. We want insurance to pay 100% of everything. Insurance is meant to keep you from lifelong financial ruin, not to cover a $200 office visit for the sniffles. Every visit should carry a copay requirement so that people have some skin in the game. There should be incentives to shop for healthcare too. In the US, you literally can't get a quote for anything health related. I've spoken to the billing dept of clinics to ask how much a standard office visit with a doctor is, and they couldn't tell me, and they couldn't even tell me what the average cost is.

Finally, why is insurance tied to a particular employer? My health insurance has absolutely nothing to do with the business I work for. It should be illegal for health insurance to be part of a "benefits" package. The benefit should be that they pay for the work I do, and it's up to me to find health insurance appropriate to me as an individual. Group insurance is insane because we aren't groups, we're individuals.

The US healthcare system should be burned to the ground. Absolutely anything would be better than the system we have.

Obamacare wasn't a disaster because it did too much, it was a disaster because it didn't do enough. My wife's catastrophic coverage went from $200/mo (which is still too much for a healthy young woman), to $400. It doubled in cost and provided no extra benefit to us. It doesn't matter that previously uninsured people got "free" healthcare. Those idiots were going to the ER before they had insurance, and they continued to visit the ER after they got insurance (actually they increased their use of the ER).
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Old 02-03-2019, 04:30 PM   #4803 (permalink)
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Gradual, partial, weighed, shared, etc. People tend to avoid those and go for extremes or absolutes. And those kill.
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Old 02-03-2019, 08:17 PM   #4804 (permalink)
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$400 to $500 dollars per month with $5,000 or more deductible is normal now. It's not any kind of extreme.
What I pay and have to deal with is a little below average.
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Old 02-03-2019, 08:52 PM   #4805 (permalink)
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Quote:
Originally Posted by oil pan 4 View Post
Good luck selling global warming when the highs have been below 0F in half the country for a week to people who already refuse to pay for it.
There you go again - claiming that weather is the same thing as climate.

The weather actually CONFIRMS that the climate is changing - as the polar vortex is breaking down, and the Arctic air is not held in the Arctic...

And meanwhile in Australia:

Heat Wave Scorches Nature Down Under
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Old 02-03-2019, 09:50 PM   #4806 (permalink)
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I never said that the climate does not change.

So you tell me the weather isn't climate but then post an article about the weather and claim it's climate?
Weather is climate when it's hot weather.

Still no one has any idea how to get just the believers to pay to fix climate change?
If not then the top down nuclear option is the way to go.
If you can't convince your own believers to pay for it then you have nothing. You got a bunch of people who say they care, but when they need to open their wallets they are suddenly on my side. That tells you all you need to know about your fake poser filled movement.
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Old 02-04-2019, 11:15 AM   #4807 (permalink)
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American healthcare...
Doctors think they all deserve to be millionaires... Healthcare it's a luxury, treatments, blood tests, radiologic tests, drugs, all with the price on the sky. Probably this field have a lot of politician in their pockets... that's why all services cost a absurd...
It's like pay 25 bucks for a hot dog on street...

Why people who take care of health should pay for people who don't give a damn about health?
People who smoke and drink a lot and eat like pigs... They vastly increase expenses of healthcare system and healthcare plans.
Andf you propose to charge more for don't care about health lifestyle and charge less for who take care of their own health, the leftwing will call you a nazi. They advacate for the right of people use cocain and crack on street in daylight or even in front of your house or bussiness, and want you to pay for healthcare of the heavy drug user.

In a documentary I remamber about a hospital with advanced center for burn victms. Some treatment for burn victms with advanced burns could cost more than 1 million dollars. If a drug dealer who produced melt crystal in home lab had a lab-fire and extensive burns, they were forced to treat the drug dealer. And in many cases the drug dealer after the all the treatment returned to the drug bussiness.
In other words, they spent 1000.000 to put a drug producer&dealer back to "work".

Quote:
Originally Posted by redpoint5 View Post
US healthcare has the worst aspects of both free markets and socialism. The most expensive place to be seen is the emergency room, yet our laws say that anyone visiting an ER cannot be turned away. That means everyone without health insurance visits the ER for minor things. Something like 5% of ER visits are appropriate for the ER.

We don't have enough skin in the game. We want insurance to pay 100% of everything. Insurance is meant to keep you from lifelong financial ruin, not to cover a $200 office visit for the sniffles. Every visit should carry a copay requirement so that people have some skin in the game. There should be incentives to shop for healthcare too. In the US, you literally can't get a quote for anything health related. I've spoken to the billing dept of clinics to ask how much a standard office visit with a doctor is, and they couldn't tell me, and they couldn't even tell me what the average cost is.

Finally, why is insurance tied to a particular employer? My health insurance has absolutely nothing to do with the business I work for. It should be illegal for health insurance to be part of a "benefits" package. The benefit should be that they pay for the work I do, and it's up to me to find health insurance appropriate to me as an individual. Group insurance is insane because we aren't groups, we're individuals.

The US healthcare system should be burned to the ground. Absolutely anything would be better than the system we have.

Obamacare wasn't a disaster because it did too much, it was a disaster because it didn't do enough. My wife's catastrophic coverage went from $200/mo (which is still too much for a healthy young woman), to $400. It doubled in cost and provided no extra benefit to us. It doesn't matter that previously uninsured people got "free" healthcare. Those idiots were going to the ER before they had insurance, and they continued to visit the ER after they got insurance (actually they increased their use of the ER).
 
Old 02-04-2019, 12:33 PM   #4808 (permalink)
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US doesn't care about health costs because we are either uninsured and get "free" healthcare at the ER, or have insurance and are completely insulated from the cost of healthcare. Then the industry is super cautious to avoid litigation, so all the tests are performed to rule everything out.

Finally, we're not educated about what constitutes a reasonable concern to see a doctor, and what is not. Heck, I screwed up (prior to) this Saturday when I had a headache so severe I couldn't work on a computer. Vision in my right eye was hazy too. Finally I saw a doctor, who then had the on-call doctor come in to see me. Apparently I had an eye emergency and didn't even know it. I've got another eye appointment at 3pm today, which I wonder is necessary or not. I have an HSA (personal savings account that is not taxed) combined with a high deductible health plan. I'm utilizing insurance as intended; to prevent lifelong debt due to medical bills. The minor stuff I pay out of pocket and have an incentive to shop around (nearly impossible in the US because prices aren't transparent).

People often either over-utilize medicine or under-utilize it. I tend to under-utilize because doctors can usually do next to nothing as the body will either naturally heal, or it won't.
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Old 02-04-2019, 12:43 PM   #4809 (permalink)
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Quote:
Originally Posted by oil pan 4 View Post
I never said that the climate does not change.

So you tell me the weather isn't climate but then post an article about the weather and claim it's climate?
Weather is climate when it's hot weather.

Still no one has any idea how to get just the believers to pay to fix climate change?
If not then the top down nuclear option is the way to go.
If you can't convince your own believers to pay for it then you have nothing. You got a bunch of people who say they care, but when they need to open their wallets they are suddenly on my side. That tells you all you need to know about your fake poser filled movement.
I am saying that the RECORD heat wave in Australia is happening at the same time as the polar vortex breaking down. These taken along with the rest of the world, and the climate pattern is being confirmed.

And again, you are referring to a single flawed survey to make your argument.

Changing to renewable energy will pay for itself in a short period of time - this is based on data: Our 100% Clean Energy Vision - The Solutions Project

Health improvements alone from dropping coal is a huge cost savings.
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Old 02-04-2019, 12:53 PM   #4810 (permalink)
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Dumb website based on nothing.

Might as well just say we can wish for nuclear fusion. Even that's more likely than what they propose by 2050, which is an arbitrary date, with arbitrary amounts of various "renewable" solutions.

I propose 10,000% solar electricity! What are we waiting for!!!

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